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	<title>Home Loan Articles &#187; underwater mortgage</title>
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		<title>Bank of America&#8217;s Mortgage Reduction Program</title>
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		<pubDate>Thu, 25 Mar 2010 10:39:33 +0000</pubDate>
		<dc:creator>John Miller</dc:creator>
				<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[b of a]]></category>
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		<description><![CDATA[Bank of America is the first major issuer of mortgage loans to announce that it is implementing a new loan balance reduction program that will help homeowners who are underwater on their mortgages. The $3 billion national program will begin looking at, and possibly reducing, up to 30% of the mortgage balances and after that [...]]]></description>
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		<title>What To Do If Your Mortgage is Under Water</title>
		<link>http://homeloanarticles.com/what-to-do-if-your-mortgage-is-upside-down/</link>
		<comments>http://homeloanarticles.com/what-to-do-if-your-mortgage-is-upside-down/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 11:11:56 +0000</pubDate>
		<dc:creator>John Miller</dc:creator>
				<category><![CDATA[Home Loan Basics]]></category>
		<category><![CDATA[avoid foreclosure]]></category>
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		<category><![CDATA[leave keys]]></category>
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		<category><![CDATA[sell home]]></category>
		<category><![CDATA[underwater mortgage]]></category>
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		<description><![CDATA[With over 20% of all homeowners being upside down with their mortgage, it&#8217;s no wonder that lots of people are starting to ask if it&#8217;s really worth staying in a home that&#8217;s worth much less than the mortgage they are paying. After all, what&#8217;s the point of paying a $300,000 mortgage over 30 years when [...]]]></description>
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		<title>The Upside-Down or Underwater Mortgage</title>
		<link>http://homeloanarticles.com/the-upside-down-or-underwater-mortgage/</link>
		<comments>http://homeloanarticles.com/the-upside-down-or-underwater-mortgage/#comments</comments>
		<pubDate>Tue, 13 Oct 2009 09:49:15 +0000</pubDate>
		<dc:creator>John Miller</dc:creator>
				<category><![CDATA[Home Loan Basics]]></category>
		<category><![CDATA[foreclosure]]></category>
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		<category><![CDATA[underwater home loan]]></category>
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		<description><![CDATA[What does it mean when a home loan is said to be "upside-down" or "underwater"?]]></description>
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