For home buyers there has not been a better time to go house shopping in the past several years. Falling home values, an increase of homes available on the market and record-low mortgage rates have made it a buyer’s …

One of the newest mortgage products available these days is called an EEM or Energy Efficient Mortgage. Energy Efficient Mortgages are mortgages which are designed to encourage people to buy new energy-efficient homes or to buy homes that have …

Home sales are lagging ever since all the special government home buyer incentives and tax credits dried up, so banks are pushing down mortgage interest rates to lows not seen in the past 30 years. Many people, especially those …