One of the newest mortgage products available these days is called an EEM or Energy Efficient Mortgage. Energy Efficient Mortgages are mortgages which are designed to encourage people to buy new energy-efficient homes or to buy homes that have …

We all know that for the past several years the housing market, and likewise the home loan lending market, has taken a substantial hit. Home values have been dropping for years, banks have severely tightened their mortgage approval requirements …

It’s looking as though this year is on track to top last year for the number of likely foreclosures that are going to occur in the United States. While this is not very good news for the people whose …