With current mortgage rates hovering between 4-5% a lot of homeowners are strongly considering refining their already low-mortgage rates that they obtained just a few years ago. Today’s mortgage rates are actually the lowest they’ve been in 50 years …

Most people understand what happens when a bank or lender forecloses on a home: the homeowner (borrower) essentially stops paying the mortgage and the lender has the opportunity to take back and then sell the home to someone else through …

Home sales are lagging ever since all the special government home buyer incentives and tax credits dried up, so banks are pushing down mortgage interest rates to lows not seen in the past 30 years. Many people, especially those …