Facing the impending end of the initial First-Time Home Buyer’s Credit, President Barack Obama has signed into a law an extension and revision of the initial law that is designed to help more people and cut down on cases …

Tips to convincing a bank to modify your home loan.

With housing prices and values falling and with a record number of people out of work or underemployed there are a lot more people looking to modify their home loan or mortgage so that they can continue to pay the bills and stay in the house they have. You will most likely need to take the initiative in negotiating a home loan modification, though some banks will purposely try to work with you the minute you miss a mortgage payment.